Steve Duncan

Your Spokane
Home Loan Expert

When you’re ready to build, buy, or refinance your home, you deserve the utmost care. Steve Duncan brings passion and expertise to help you on your mortgage journey.

A Loan Expert by Your Side

Steve Duncan mortgage

Steve Duncan

Loan Officer

NMLS #372183

Thank you for visiting my website. My philosophy is to listen to each customer’s needs and respond to those needs efficiently and effectively. I strive to build long-term relationships, so that as your lender, I will be with you each time your life necessitates a home change. Many lenders can ‘get you a loan’. My goal is to ‘get you the right loan’. I am proud to be a loan officer for Chimney Rock Mortgage. I look forward to fulfilling your home financing needs.


See what everyone is saying about Steve


4.9/5 Rating | 16K Reviews

John CSpokane, WA
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"Steve went above and beyond for us with our loan. He didn't need to, but did and we greatly benefited from it."
Hilary A ADeer Park, WA
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"Steve was a pleasure to work with, prompt to respond and very thorough. We had a fantastic experience. Thanks!"
Rohn MSpokane, WA
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"Steve was polite, professional, prompt, and friendly!"

Get Started in Less Than

10 minutes

Get pre-qualified with Steve with our online mortgage application. It's simple, fast & secure..

Local Home Loan

Expertise & Service

Whether you’re looking to buy a vacation home, refinance your home, or build your dream home, Steve will help you pick the loan that will work best for you.

Our most popular loan options

Our most popular loan options

Conventional Loans
By far, the most popular type of home loan. Borrow up to 97% of the home's value. Private mortgage insurance required for down payments of less than 20%.
FHA Loans
Designed to help borrowers with low-to-moderate income or low credit purchase a home. Down payment as low as 3.5% and available to those with low credit scores.
Construction Loans
MannMade construction and renovation loans exclusively through Mann Mortgage. 0-5% down payment, lock in the best interest rate, monitor construction spending online, and save time and money with a one-time close.
VA Loans
Available to assist active service members, veterans, and surviving spouses in buying, building, and retaining a home. 0% down payment and properties must meet VA guidelines
Refinance to get a lower rate, get cash out, shorten your term, or change the type of loan you have.

contact me

I'm Here

For You

Steve Duncan

Loan Officer

NMLS #372183

Office: (509) 747-1300

Cell: (509) 295-7100

Chimney Rock Mortgage

1320 N Atlantic St., Suite B,

Spokane, WA 99201